Democratizing Finance: The Rise of Peer-to-Peer Investing Platforms

Are you aware of what’s happening beyond the flashy headlines of alternative investments like cryptocurrencies or tokenized private shares? There’s a solid investment evolution unfolding right under our nose. 

Peer-to-peer lending in Europe has been quietly transforming from a risky “Wild West” asset class to one of the most stable, transparent, and accessible opportunities in alternative investing. But is it really as safe and promising? What’s the real story behind the growing P2P lending platforms, the technology, and the people driving this change?

In this eye-opening interview, I sit down with Gerad Kostack, Head of Growth at LenderMarket https://lendermarket.com/, to reveal:

• The untold truths about P2P lending—beyond the hype
• How regulation and technology are reshaping the investment landscape
• The human impact: real businesses, real investor stories, real growth
• Why smart investors are paying attention to this “boring” sector

Everybody in Fintech has been talking about `Democratization` but not all products are the same. Education, regulation, transparency are what you should be looking before any other consideration. 

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Gerad Kostak https://www.linkedin.com/in/gerad-kostak/ is a business development and operations leader with more than 15 years of experience across fintech, SaaS, logistics, and the military. Currently, the Head of Growth at Lendermarket, a European peer-to-peer lending platform, he drives expansion efforts, partnerships, and market presence. His career began as an Infantry Officer in the United States Marine Corps, where he earned the Navy & Marine Corps Commendation Medal for exemplary service. He has since held senior roles at high-growth startups and global corporations, consistently delivering strategic growth and operational excellence. 

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