Fintech Conversations & Insights with Efi Pylarinou
Dr. Efi Pylarinou is a Top Global B2B Fintech & Tech Influencer, Thought Leader, and prolific content creator.No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv 2019 & 2020. She is included in Onalytica`s 2021, Top 20 Fintech Influencers & in their Top 20 in ‘ Who`s Who in AI’ professional influencers. In 2022, she was included in the Top 50 Digital Futurists list and Top 30 Linkedin Voice by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics.She has over 195,000+ followers on Linkedin and 20,000+ on Twitter. Join her on the social platforms https://linktr.ee/Efiglobal
Fintech Conversations & Insights with Efi Pylarinou
From Open Banking to AI Agents: Why We Need the new Universal Data Framework Now
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🏦 The financial services industry is evolving from Open Banking to AI Agents – but we're missing the critical framework to make it work safely.
Former Citi executive Federico Suarez https://www.linkedin.com/in/federico-suarez-rendon-b2269816/ introduces the Universal Data Access Framework (UDAF) – the missing link between Open Banking regulations and the emerging agentic economy.
🎯 What You'll Learn:
• Why Model Context Protocol (MCP) is fundamentally different from APIs
• How UDAF bridges Open Banking, Open Data, and AI agent standards and the 8 principals of this framework
• Why emerging markets might leapfrog developed economies in AI adoption
• The critical consent management challenges in an automated world
• How to preserve human choice when AI agents manage our money
💡 Key Insight: "People are most likely data-rich than economically rich" – but without proper frameworks, AI agents could either democratize wealth or create massive digital divides.
🚨 The Warning: We're "blindly signing for assistants to do things on our behalf" without understanding what data they'll extract or how it will be used.
Federico Suarez article: From Consent to Command: Agentic AI & Open Banking Universal Data Access Framework
https://open.substack.com/pub/fsuarezr/p/transatlantic-o-bf1?r=7ci1&utm_campaign=post&utm_medium=web&showWelcomeOnShare=false